Credit Cards Insights and Articles - NerdWallet

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How to pick the best credit card for you in 4 easy steps

Start by checking your credit; a good score is key to qualifying for the best cards. Next, identify the type of card you need based on your goals and spending patterns. Narrow down your choices by examining benefits and features. Then apply for the one that's the best fit.

NerdWallet's guide to your first credit card

Credit cards aren't difficult to understand — but they can certainly seem so if you've never had one before. We'll explain the basics and help you determine whether you're ready for the responsibility of a credit card. We'll show you how to sort through your options and give you tips on using your first card wisely to build a strong credit history.

Why nearly every purchase should be on a credit card

Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest. That's why NerdWallet believes that for most people, it makes sense to use a credit card for just about every purchase.

Popular credit cards articles

Does Using a Credit Card Make You Spend More Money?

Does Using a Credit Card Make You Spend More Money?

Studies suggest you're likely to spend more with a credit card than with cash. But responsible credit card use provides benefits that cash can't match.

Credit Cards You Can Use Instantly After Approval

Credit Cards You Can Use Instantly After Approval

by Claire Tsosie, Robin Saks Frankel, Craig Joseph

Often, you have to wait for a card to arrive by mail before you can use your account. But in these cases, you can start immediately.

Best Crypto Credit Cards

by Kimberly Palmer

The number of available crypto credit cards has shrunk drastically in recent years. If you want one, your options will be limited.

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Paul Soucy, content director
Kenley Young, managing editor
Caitlin Mims, editor and content strategist
Sara Rathner, senior writer/spokesperson
Melissa Lambarena, senior writer and content strategist
Jae Bratton, lead writer and content strategist
Funto Omojola, lead writer and content strategist